Smith and Associates has audited the St. Thomas Co-operative Credit Union since 1998.

Our relationship with them started first in a consulting capacity prior to them becoming our auditors when we were faced with very critical accounting deficits in our human resources.

Since the start of our relationship we have found this group of auditors to be very proficient as well as efficient in the way they manage our audits. They deliver on time and cost very competitively. In addition, we find the officers as well as the principal, Mr. Noel Smith to be very accessible to respond to our questions and queries from time to time.

We are very happy to recommend this auditing firm to you as one in which we have great confidence borne out of the fact that we have worked with them for the last 12 years.

That relationship has been a very positive one for us.